What is an RDSP?


With the introduction of Registered Disability Savings Plans (RDSPs), the federal government has now made it possible for someone dependent on their disability benefits to invest for retirement with large sums of money without affecting their disability, OAS or GIS payments. Tax-sheltered contributions of up to $200,000 and very generous tax grants and bonds of up to $90,000 per person are available. Individuals who cannot afford to make any investments may still qualify for up to $20,000.

If you qualify for the Disability Tax Credit... an RDSP may be for you! Do you qualify for the RDSP? 

  • Click here for more information on Registered disability savings plan (RDSP). Canada Government External website. 
  • Click here to find out more about the RDSP Quick Start Program.
  • Click here for more information on the Disability Tax Credit (DTC). Canada Government External website. 
  • Click here for more information on the Henson Trust.