Blog

Why You Should Start an RDSP Now

21 February, 2017

Filed Under: Tax Planning
Why You Should Start an RDSP Now

Anyone who has a loved one with a disability knows how important it is to plan their financial future. Having options and a solid financial plan is essential, especially if something were to ever happen to you or their primary care provider.... Read More

Do I or My Loved One Qualify Financially for an RDSP?

11 January, 2017

If your loved one has a disability, you’ve likely been looking into the financial help that’s available to him or her. In Canada, people with disabilities can apply for the Registered Disability Savings Plan (RDSP). But you might be wondering: do you... Read More

5 Steps to Ensure Your Loved One with Special Needs is Taken Care of Financially

14 December, 2016

Filed Under: Financial Planning

If you have a loved one with special needs, we understand how important it is to make sure they’re taken care of financially. If anything should happen to you, you want to know that they’ll have financial security.... Read More

What Is A Disability Tax Credit?

1 November, 2016

Filed Under: Tax Planning
What Is A Disability Tax Credit?

One of the requirements set by the government to qualify for an RDSP is that the disabled person must be receiving the Disability Tax Credit (DTC). This tax credit is full of it’s own financial benefits and is the first step to ensuring that your lov... Read More

Why You Or Your Loved One with Special Needs Should Have An RDSP

1 October, 2016

Filed Under: Financial Planning

Saving money for yourself can be challenging and saving money for a disabled child can be even more challenging. This is why an RDSP can aid you and your loved one with special needs, and help secure your family’s future financially. Having an RDSP f... Read More

Do I Need A Henson Trust or an RDSP for My Loved One with Special Needs?

1 September, 2016

Filed Under: Financial Planning

Does one of your loved ones have a disability? When it comes to planning for their financial future and security, you have two main options: an RDSP (Registered Disability Savings Plan) or a Henson Trust.... Read More

RRSP bashers: Here’s how the math really works

29 September, 2014

After the weather, the thing Canadians love to complain about the most is the tax they pay on RRSP withdrawals. Well, time to stop grumbling. It may seem like you’re getting hosed on your registered retirement savings plan withdrawals, but you’re just... Read More

Year-end financial planning tips you can’t afford to ignore

29 September, 2014

With the end of the year approaching, there are some financial considerations to keep in mind and proactively look at in the present time to maximize future gain. Let’s consider those financial planning tips you don’t want to ignore… Click here to read... Read More

Holding assets outside Canada? Estate planning can get tricky

29 September, 2014

Filed Under: Events | Retirement Planning

I recall watching an episode of The Jeffersons many years ago. George Jefferson was reading his last will and testament on videotape as family and friends gathered around to watch the recording. George was describing what he was leaving behind to each... Read More

Do You Have Enough Retirement Savings?

29 September, 2014

The Fixed vs Variable Income Calculator can help you figure this out. Given your current savings, the calculator will determine how much you can withdraw annually over a given period of time or how long you can withdraw a given amount annually without... Read More